One of the most wonderful things about travel insurance is the flexibility it allows you. There’s a policy for numerous types of travel, so you can head out with peace of mind. And while a weekend road trip may not need coverage, a larger trip definitely calls for protection.
You never know what’s going to happen while away from home. You may fall and get injured while hiking amongst ancient ruins, or your luggage filled with sporting equipment could get lost by the airline. Troublesome incidents can be quite common on vacation, where you’re not as equipped to deal with them as you might be at home.
Fortunately, the right travel insurance policy can protect you and your family from these incidents. A good policy may include coverage options such as:
- Baggage/property: Protects your belongings during your travels.
- Trip cancellation: Covers unexpected travel interruptions that come up due to a covered event, such as illness, death in the family or severe weather conditions.
- Health: If your health insurance doesn’t extend to wherever you’re traveling, you’ll need temporary coverage.
- Medical evacuation: Covers transportation expenses if you must be taken to another location for medical treatment.
Your independent insurance agent can help you select a policy that best meets your needs. Be sure to discuss the location of your travels, whether within the country, to another country or to various locations. You’ll also need to decide if you want coverage for a single trip or blanket coverage for the year, which may be a good option for avid travelers.