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Why is Traditional Health Insurance Not Enough If You’re Traveling?

By July 18, 2016October 6th, 2020Insurance

Side of Ambulance With 'Emergency 911' Written in Red, With Another Ambulance Pulling up Behind It

You have health insurance. You’re confident that your coverage is high quality. So why do you need to still purchase travel insurance? Travel insurance provides a wide range of coverage. It can help you with overcoming financial loss if your trip is canceled. Some policies also provide protection for lost luggage. However, one of the most important components of these policies is the health insurance and support they can offer.

Consider the Value of Travel Insurance

Each travel insurance policy differs from the next, but most of them have a few things in common. For example, if you select a policy that offers health coverage, it can be highly beneficial to you when you are traveling; this is especially true if you are traveling overseas.

Your Current Coverage May Not Extend Overseas

Perhaps one of the most important reasons is that your health insurance policy at home is likely only good for domestic care. If you are traveling in many other countries and need to obtain health services, you may be required to pay for those costs upfront, which can be very expensive.

You May Need Emergency Evacuation Services

Another key reason to have travel insurance like this is because it can help you to get the care you need. If you need to visit a hospital or you need a higher level of care than is provided in that area or country, this coverage can help you to get out of there. Many of these programs pay for medical transportation and, in some cases, can even help you to get home to get the care you need.

You May Have to Have It

Take a few minutes to look up the country you are traveling in and their laws for medical coverage. Some countries require individuals to have accessible health insurance for longer trips.

For these reasons, consider the addition of travel insurance before you leave for your next trip. It can make all of the difference in your well-being. There is no way to know if an accident will happen or if you or your loved one will become ill. Having financial protection that gets you the care you need can make a big difference in your quality of life.

We’ve got you covered, wherever you go. Call ECI Insurance Agency at (405) 373-2977 for more information on Oklahoma City travel insurance.